ICC Floors Blog - Your Home. Your Memories.

Flooring 101: Carpet

August 16, 2019 by iccfloors Leave a Comment

Loved for its comfort and beauty, carpet has been a flooring staple in homes across America for decades. While carpet is commonly used in households, some homeowners still do not understand its characteristics and properties. To help consumers understand their flooring properly, we are going to do a series on the four most common flooring types: Carpet, Hardwood, Tile, and LVP (Luxury Vinyl Planking). Today, we are going to take a closer look at carpet and all it has to offer. Let’s take a look!

Fiber Types

Carpet comes in five different fiber types: Acrylic, Nylon, Polyester, Polypropylene/Olefin, and Wool.

Acrylic: Acrylic carpet fibers offer homeowners the beautiful look and feel of wool carpet with an affordable price tag. That being said, it is not best for heavy-traffic areas.
Nylon: Nylon carpet fibers are a very popular and common choice amongst homeowners due to their resilience. Also, they help hide dirt and debris, which is a pro for households with pets and children.
Polyester: Polyester carpet fibers are fantastic at resisting stains and fading. Additionally, polyester fibered carpets come in an array of colors and patterns to match your style preferences. That being said, the fibers can be easily crushed.
Polypropylene/Olefin: Although olefin carpet fibers are less resilient, it does withstand sunlight, bleach, and stains.
Wool: Wool carpet is a glamourous choice for luxurious homes. Along with looking and feeling beautiful, wool carpet helps purify the air, withstands bacteria growth, and contains hypoallergenic attributes. That being said, wool carpet is the most expensive carpet fiber listed.

While all fibers and piles can affect the durability of your carpet, ICC Home can help take the guesswork out of selecting the proper one. Be sure to ask one of our expert sales associates which carpet type would work best for your application.

Lifestyle Applications

Additionally, your lifestyle can affect your flooring purchase. Taking into consideration a few key elements can help you make the right decision. Here are things you should consider:

Active Households: With pets and children, life can get a little chaotic and unpredictable. Having a durable carpet can help homeowners foresee the unforeseen. Luckily, there are a variety of durable carpets for active households.
Seniors: Carpet provides a comfortable underfoot, making it the perfect choice for senior living. It helps create a soft barrier in case of accidental falls.
Asthma and Airborne Allergens: Contrary to popular belief, carpet can be beneficial in homes that struggle with asthma and airborne allergens. In fact, the carpet can serve as an air filter for your space. The carpet traps particles like dust, pollen, and pet dander, and with a regular vacuuming schedule, you can remove those allergens from the atmosphere, creating a clean and happy environment. Additionally, carpet has the lowest volatile organic compound emission out of all of the flooring choices, which results in improved air quality.

At ICC Home, we understand that choosing the right flooring choice can feel overwhelming at times. We would love to help make the process easy and efficient. Be sure to visit us at ICC Home to make all of your design dreams come true. Also, do not forget to check back next week where will discuss Hardwood. Thanks for reading!

Refresh Your Design for Summertime

July 30, 2019 by iccfloors Leave a Comment

Whether you are just moving into a new home or planning on sprucing up your current home’s design this summer, there are thousands of avenues to take for home improvements. Some projects can help improve your space with simple décor pieces and other smaller investments, whereas a full-out remodel can really allow you to let your home shine. That being said, whether you are redecorating, remodeling, or renovating your home, we gathered some different projects to help refresh your design and embrace the effortless look of summertime. Let’s take a look!

Focus on Flooring

To quickly spruce up your flooring, you will want to invest in an area rug. You can find all kinds of patterns and colors to match your home’s design. Plus, if you are looking for a high-quality piece, you can order or select a remnant to be bound into the perfect sized rug for your home. You will be amazed by how effective an area rug can change the dynamic of any space. Additionally, hard surface flooring like luxury vinyl or tile can be the perfect summer remedy for beach days, mudrooms off of pools, and dirt from hikes. These easy to clean and maintain flooring options are the perfect choice for active homeowners who want flooring as stylish as it is durable.

Count on Countertops

Do not miss out on the opportunity to style your gorgeous countertops with decorative pieces. By adding decor to your countertops, you can highlight their beauty without taking away from them. Additionally, you can utilize beautiful countertop solutions like Quartz, Marble, or Granite to spruce up your design. These gorgeous countertops are as beautiful as they are durable. Quartz is a well-loved, superb countertop option that is non-porous and easy to maintain, whereas, Granite is a natural stone that features a timeless, classic look and is loved for its heat-resistant and low-maintenance properties. Marble is another stunning, luxurious countertop choice that features a veiny, highly-desirable look that instantly adds style and charm to any space. From Granite to Quartz to Marble, countertop styles and looks are truly endless and can refresh any kitchen or bathroom design this summer.

Color Me ‘Refreshed’

Another powerful tool you can use is paint. Color is one of the most effective ways to convey a feeling or mood into an atmosphere. Consider using pastel colors to keep a neutral feel while helping to brighten up your home. They will reflect natural light and help your atmosphere to feel soft and open.

Refresh Your Atmosphere

Refreshing your home’s atmosphere can be simple tactics to spice up your interior design. They do not need to be elaborate investments or changes to the blueprint of the house for them to be worthwhile. To help you find the perfect balance for your own home, we broke it down into several categories to look at when refreshing your space. Try adding some of these to your home to enhance the summer appeal.

‘Wall,’ Hello There

An easy way to refresh your space this summer is by adding pictures to your walls. Pictures can say a thousand words and can help enhance a theme in a room. If you already have images, you can swap them out with summertime classics to captivate the free-spirit, effortless vibe we admire about summer days. Simply store your winter/fall photos in a bin, and swap them out with light and airy artwork for a fresh look.

Delightful Décor

Let’s be honest; we all love décor. Whether it is scented candles or soft throw blankets, every homeowner leans more towards a particular piece. But if you find yourself limited, try adding flair to a space with homey decor pieces. Curtains, throw pillows, and shelving décor can give a room a theme and make the design feel deliberate. Just be sure to find a common theme and allow your décor to complement each other.

With all of these design elements, your home can embrace the light and airy vibe that we admire about summertime while encapsulating the homey attributes you always wanted. Thanks for reading!

What Is Deferred Interest?

July 26, 2019 by iccfloors Leave a Comment

Deferred Interest refers to a borrower being able to have a month-to-month balance with the possibility of paying no interest. While the balance can result in interest over time, you can avoid paying interest by paying off the balance before a certain date. When borrowers do not pay off the balance in the allotted time, the deferred interest period expires, leaving the borrower with interest that has accrued over the given period of time.

While Deferred Interest can be extremely helpful for paying off big-ticket items like new floors or countertops, it is important for borrowers to understand the terms and conditions of Deferred Interest. To help you better understand, we have provided an example. Let’s take a look!

Deferred Interest Example

With Deferred Interest, you will notice that the lender gives you a minimum payment that is due each month. What borrowers need to understand is that you will not complete your entire payment if you only pay the minimum payment each month. In fact, you will have to pay a large leftover sum at the last month of your Deferred Interest payment period to ensure you do not pay any interest.

Here is an example:

Suzie bought new floors from ICC Home. She got approved for a 12-month financing offer and her loan total was $10,000. Each month, she decided that she only was going to make the minimum payment on her loan. In doing so, Suzie either has to pay the large remaining sum right before the end of her Deferred Interest payment period OR get charged interest on all 12-months.

The way Suzie can know what she should be paying each month is to divide 12 from $10,000. That leaves Suzie with an $834/month payment-also referred to as equal monthly payments. With Suzie paying this amount instead of the minimum payment each month, she will pay off her loan in time. Otherwise, Suzie will have to come up with all of the remaining money she owes on the loan before the payment period ends ORpay interest on all 12 months at a very high-interest rate.

It is important for borrowers to understand that the interest is slowly building in the background if you are only paying the minimum payment each month. When borrowing, if you do not want to pay interest on all 12-months (in Suzie’s case), you must make a higher payment to help you complete the entire loan before the end of the Deferred Interest payment period.

Bobby bought new countertops and cabinets from ICC Home. He got approved for a 24-month financing offer and his loan total was $20,000. With our Wells Fargo 24-month financing offer, there is 0% APR with equal payment; therefore, there is no interest accruing as long as it is paid on time.

Also, Wells Fargo financing informs customers each on how much interest is accumulating, if any, and when they need to pay off the loan prior to any ‘back interest‘ adding to the balance. Customers can stay informed by signing up for email and text message reminders to ensure they pay off the balance prior to any interest being adding.

Are you still a little confused about Deferred Interest? If so, one of our knowledgeable sales associates would love to help you learn more. Stop into our showroom to learn more.

*Terms and conditions apply. Suzie’s and Bobby’s plans are only examples. All financing is subject to credit approval.

A Financing Offer to Increase the Value of Your Home

July 19, 2019 by iccfloors Leave a Comment

At ICC Home, we strive to make your home remodeling project an efficient and easy process. That may begin with financing your news floors, cabinets, or countertops from our partner Wells Fargo. But if you are interested in remodeling more and do not have the expendable income to pay for it right now, we have another financing offer that may be beneficial to you.

1st Signature Lending is an Indianapolis-based mortgage bank (NMLS #27820). We partner with them to offer a loan that increases your property value while creating your dream home. Here is how it works:

You decide that you want to redo your entire kitchen to increase the value of your home. Knowing that this may be a costly investment, you seek 1st Signature Lending’s assistance. First, you will get into contact with a 1st Signature Lending agent through ICC Home. They will discuss your plans and goals with you and create an estimate based off of your property and location. For example, say that remodeling your kitchen will increase your home’s value by $50,000. Next, you will receive an estimate from ICC Home for the remodeling cost. Now, let’s say ICC Home comes back and says the estimate is $30,000. In the end, this means that you would have received a $20,000 return-on-investment (ROI).

Are you interested in learning more about our financing offers with 1st Signature Lending? If so, please do not hesitate to contact us or visit us here for more information. Also, be sure to come back next week, where will discussed “Deferred Interest” and how it pertains to you and your financing. Thanks for reading!

Benefits of Financing

July 12, 2019 by iccfloors Leave a Comment

Updating your home’s design is a tremendous investment. With new floors, cabinetry, paint, and countertops, you may be a little worried about your investment’s price tag. Luckily, at ICC Home, we make designing your dream space easy with financing options. From 12-and 24-month (through the end of July 2019) financing offers, you can have your dream oasis sooner than you may think. If you are new to the concept of financing and want to learn more, look no further! We are going to cover the benefits of our financing offers, and why you may want to consider them. Let’s take a look!

Flexibility

With financing, you do not have to have all of the money for your investment right now. It gives you greater flexibility when looking to purchase big-ticket items like new floors, countertops, and cabinets. Since a lot of homeowners do not have all of the money ready to pay upfront, financing gives you time and cost-friendly payment plans to reach your investment total.

Increase Your Home’s ROI

Financing allows you to make your home’s renovation and remodeling needs easier than ever. With ICC Home’s financing, you can begin to invest in your dream home and create a more significant return-on-investment.

Quick and Easy Process

The financing agency we partner with, Wells Fargo, wants to help you create the home you always dreamed of having. That is why they made their approval process quick and easy. In fact, you apply today, online, and from the comfort of your own home.

How It Works: The customer receives an estimate from ICC Home. They then apply for a loan from Wells Fargo for the necessary amount they wish to finance. Once they are approved, the customer will receive a card number and a physical card in the mail. ICC Home then takes that info and goes into our Wells Fargo account in order to process the transaction. This is also where the code for whichever financing offer is desired is entered (Typically for 12-months, and 18- or 24-months when available).

Create Your Dream Home

Amongst many benefits, financing allows you to start designing your dream home, today. You do not have to wait until you have all of the money saved for your project, instead, you can begin creating and enjoying your new oasis.

To learn more about ICC Home’s special financing offers, please visit us here, and if you have any additional questions about the process, please do not hesitate to contact us here. Also, be sure to stay tuned for the next two weeks’ posts, where we will focus on another financing option that may be beneficial to you and talk about deferred interest. We look forward to the possibility of making your dream, a reality.

*Financing Subject to Credit Approval. Terms and Conditions Apply. 24-Month Financing available until the end of July 2019. 12-Month Financing available all year long.

ICC Wholesale Website: What to Expect

July 5, 2019 by iccfloors Leave a Comment

We are incredibly excited to announce our new feature “Shop Our Outlet,” which can be found on our ICC Home homepage. This brand new feature allows you, the consumer, to shop in-stock or over-stocked products at a great price.

It is the perfect resource for homeowners who love DIY projects or contractors looking for the perfect material for their next project. Plus, you never have to worry about quality. With our Shop Our Outlet page, we offer quality products at a great price. In fact, we spent time developing relationships with some of the top manufacturers to provide you with an excellent product at an incredibly low price.

**Three Easy Steps: Select. Buy. Pick Up.**

Our outlet works like any e-commerce website. From the homepage, you can explore the different categories of products we offer. Next, you can select the one you would like from our product selection. Lastly, you can purchase our in-stock product at the available quantity or a manufacturer’s discontinued or overstocked product (please allow 7 to 10 days for warehouse pickup) at an amazing price.

On our outlet page, you will see some products feature an “ICC In-House Special” and others that do not show this. With our “ICC In-House Special” feature, you do not have to wait to get your products! These products are ready-to-go, in our warehouse for same-day pickup.

Otherwise, if the product does not feature this message, please allow 7 to 10 days for us to receive the material then you can pick it up from our warehouse, or we offer free shipping to your house or job site.

**100% Satisfaction Guaranteed or Your Money Back**

Additionally, all of our materials found on the ICC Home Outlet are still warrantied by us or the manufacturer. Like we mentioned above, we are certain that you will love your new product, so put us to the test! Try out our new ICC Home Outlet on your next DIY project. We know you will not be disappointed!